Best Special Rates and Terms in Laurel, Maryland, MD

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Below are special Certificate of Deposit special rates and terms from banks in Laurel, Maryland. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Laurel, MD - November 4, 2026

What is the best special CD rate in Laurel, MD?

As of November 4, 2026, the highest special CD rate from a bank in Laurel, MD is 4.10% APY from Presidential Bank, FSB (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Presidential Bank, FSB Rockville Branch	4.10%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.00% → 4.10%
First-Citizens Bank & Trust Company Annapolis Bestgate Office Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
Woodforest National Bank 0564 Landover Hills Maryland Walmart Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Northwest Bank Waverly Park Branch	4.00%	$500	12 months	Learn More Reviews
Rate History: 3.65% → 3.60% → 3.45% → 3.75% → 4.00%
Bank of America, National Association Potomac Drive In Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
United Bank Shady Grove Branch	3.75%	$500	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.75% → 4.25% → 4.00% → 3.75%
Northwest Bank Waverly Park Branch	3.75%	$500	6 months	Learn More Reviews
Rate History: 3.75% → 3.65% → 3.50% → 3.60% → 3.75%
First-Citizens Bank & Trust Company Annapolis Bestgate Office Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
Wells Fargo Bank, National Association Gaithersburg Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association Gaithersburg Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association Gaithersburg Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
Presidential Bank, FSB Rockville Branch	3.50%	$1,000	9 months	Learn More Reviews
Rate History: 1.00% → 3.50%
United Bank Shady Grove Branch	3.50%	$500	11 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 3.50%
Woodforest National Bank 0564 Landover Hills Maryland Walmart Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
PNC Bank, National Association Muddy Branch @ Giant Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
Northwest Bank Waverly Park Branch	3.40%	$500	10 months	Learn More Reviews
Rate History: 3.94% → 3.75% → 3.65% → 3.50% → 3.40%
TD Bank, National Association Gaithersburg Branch	3.25%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
United Bank Shady Grove Branch	3.25%	$500	20 months	Learn More Reviews (1)
Rate History: 1.00% → 3.75% → 3.50% → 3.25%
Citibank, National Association Montgomery Village Branch	3.00%	$0	5 months	Learn More Reviews (11)
Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00%
Bank of America, National Association Potomac Drive In Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
Citibank, National Association Montgomery Village Branch	2.75%	$0	6 months	Learn More Reviews (11)
Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75%
PNC Bank, National Association Muddy Branch @ Giant Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Muddy Branch @ Giant Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Muddy Branch @ Giant Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Muddy Branch @ Giant Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
Citibank, National Association Montgomery Village Branch	2.00%	$0	4 months	Learn More Reviews (11)
Rate History: 3.75% → 2.25% → 3.00% → 2.00%
TD Bank, National Association Gaithersburg Branch	2.00%	$10,001	6 months	Learn More Reviews (1)
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00%
Bank of America, National Association Potomac Drive In Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association Muddy Branch @ Giant Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Potomac Drive In Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%
Citibank, National Association Montgomery Village Branch	0.05%	$0	3 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Laurel, MD - November 4, 2026

Branch	Street	City	State
Presidential Bank, FSB Rockville Branch	11640 Rockville Pike	Rockville	MD
First-Citizens Bank & Trust Company Annapolis Bestgate Office Branch	890 Bestgate Road	Annapolis	MD
Woodforest National Bank 0564 Landover Hills Maryland Walmart Branch	6210 Annapolis Rd	Landover Hills	MD
Northwest Bank Waverly Park Branch	2470 Longstone Lane	Marriottsville	MD
Bank of America, National Association Potomac Drive In Branch	10217 River Road	Potomac	MD
United Bank Shady Grove Branch	16268 Frederick Road	Gaithersburg	MD
Northwest Bank Waverly Park Branch	2470 Longstone Lane	Marriottsville	MD
First-Citizens Bank & Trust Company Annapolis Bestgate Office Branch	890 Bestgate Road	Annapolis	MD
Wells Fargo Bank, National Association Gaithersburg Branch	607 North Frederick Avenue	Gaithersburg	MD
Wells Fargo Bank, National Association Gaithersburg Branch	607 North Frederick Avenue	Gaithersburg	MD
Wells Fargo Bank, National Association Gaithersburg Branch	607 North Frederick Avenue	Gaithersburg	MD
Bank of America, National Association Potomac Drive In Branch	10217 River Road	Potomac	MD
Presidential Bank, FSB Rockville Branch	11640 Rockville Pike	Rockville	MD
United Bank Shady Grove Branch	16268 Frederick Road	Gaithersburg	MD
Woodforest National Bank 0564 Landover Hills Maryland Walmart Branch	6210 Annapolis Rd	Landover Hills	MD
PNC Bank, National Association Muddy Branch @ Giant Branch	842 Muddy Branch	Gaithersburg	MD
Northwest Bank Waverly Park Branch	2470 Longstone Lane	Marriottsville	MD
TD Bank, National Association Gaithersburg Branch	810 West Diamond Avenue	Gaithersburg	MD
United Bank Shady Grove Branch	16268 Frederick Road	Gaithersburg	MD
Citibank, National Association Montgomery Village Branch	6 Montgomery Village Avenue	Gaithersburg	MD
Bank of America, National Association Potomac Drive In Branch	10217 River Road	Potomac	MD
Citibank, National Association Montgomery Village Branch	6 Montgomery Village Avenue	Gaithersburg	MD
PNC Bank, National Association Muddy Branch @ Giant Branch	842 Muddy Branch	Gaithersburg	MD
PNC Bank, National Association Muddy Branch @ Giant Branch	842 Muddy Branch	Gaithersburg	MD
PNC Bank, National Association Muddy Branch @ Giant Branch	842 Muddy Branch	Gaithersburg	MD
PNC Bank, National Association Muddy Branch @ Giant Branch	842 Muddy Branch	Gaithersburg	MD
Citibank, National Association Montgomery Village Branch	6 Montgomery Village Avenue	Gaithersburg	MD
TD Bank, National Association Gaithersburg Branch	810 West Diamond Avenue	Gaithersburg	MD
Bank of America, National Association Potomac Drive In Branch	10217 River Road	Potomac	MD
PNC Bank, National Association Muddy Branch @ Giant Branch	842 Muddy Branch	Gaithersburg	MD
Bank of America, National Association Potomac Drive In Branch	10217 River Road	Potomac	MD
Citibank, National Association Montgomery Village Branch	6 Montgomery Village Avenue	Gaithersburg	MD